ALL CHARMS WILL COME WITH A FREE STERLING SILVER 6MM SPLIT RING.  THE BASIC JUMP RING THAT COMES WITH EACH CHARM WILL BE REPLACED WITH A STERLING SILVER 6MM SPLIT RING.   THERE IS NO NEED TO HAVE YOUR CHARMS SOLDERED.   SPLIT RINGS MAKES YOUR CHARMS/PENDANTS MORE SECURE WHEN ADDED INTO A BRACELET OR USED AS A PENDANT. SHIPPING & HANDLING - FLAT RATE OF $4.99 PER TRANSACTION FOR STERLING SILVER JEWELRIES WITHIN THE USA, CANADA, AUTRALIA & EUROPE.  YOU CAN COMBINE ALL YOUR PURCHASES WITHIN 7 DAYS FROM THE FIRST ITEM YOU PURCHASED.  ALL PURCHASES SHOULD BE PAID IN 1 TRANSACTION TO AVAIL OF THE $4.99 FLAT SHIPPING RATE.  AZ CUSTOMERS ARE SUBJECT TO 8.1% TAX. 14K JEWELRIES & PACKAGING HAVE A DIFFERENT SHIPPING & HANDLING RATE.  PLEASE CHECK ITEM DESCRIPTION FOR THESE ITEMS.    INSURANCE IS OPTIONAL FOR SHIPMENTS WITHIN THE USA.   WE ARE NOT RSPONSIBLE FOR ANY LOST PACKAGE IF INSURANCE IS NOT PURCHASED.  INSURANCE IS NOT OFFERED TO PACKAGES SHIPPED OUTSIDE THE USA.  ONCE THE PACKAGE IS DROPPED OFF AT THE POST OFFICE, WE ARE NO LONGER LIABLE FOR ANY LOST PACKAGES.  IF YOU WANT TO PURCHASE INSURANCE FOR INTERNATIONAL MAIL, PLEASE CONTACT US.  YOU NEED TO PURCHASE EXPRESS MAIL INTERNATIONAL TO BE ABLE TO PURCHASE INSURANCE.  EXPRESS MAIL COSTS $29.99 PER PACKAGE & MAXIMUM VALUE PER SHIPMENT IS $100.00. PAYMENTS ACCEPTED - PAYPAL (CREDIT CARD PAYMENTS INCLUDING ECHECKS).  PLEASE CONTACT US IF YOU ARE SENDING MONEY ORDER.  WE DO NOT ACCEPT PERSONAL CHECKS. 100% SATISFACTION GUARANTEE - WE WANT ALL OUR CUSTOMERS TO BE HAPPY WITH THEIR PURCHASE.  IF FOR ANY REASON, YOU ARE NOT SATISFIED WITH YOUR PURCHASE, PLEASE CONTACT US WITHIN 7 DAYS AFTER YOU RECEIVE YOUR ORDER & ALL RETURNS MUST BE STAMPED WITHIN 10 BUSINESS DAYS AFTER YOU RECEIVED YOUR PACKAGE BASED ON THE DELIVERY CONFIRMATION.  SHIPPING TIME FOR ORDERS WITHIN THE USA - 5-10 BUSINESS DAYS AFTER WE RECEIVE YOUR PAYMENT.