Payment
          o USA - Paypal preferred, cashiers checks and money orders. Personal checks are accepted, but item will ship after check clears. Also if you use your bank's electronic "bill pay" you can use that to have your bank send me an electronic check.
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          o Payment is due within 7 days of purchase. There is combined shipping (see below)for items won within 7 days and paid for with one payment. Combined shipping does not apply to wholesale lots.

      Shipping---Shipped to you in a bubble wrap envelope to protect item/items!  I make every effort to ship in 3 days! See below for shipping/handling for this item.  See below for combined shipping/handling for each additional item.

      Insurance
          o USA-Optional but if buyer opts out of insurance, the buyer assumes responsibilty for lost or damaged items.  Rate is $1.65 for up to $50.00 item, $2.05 for up to $100.00 item, $2.45 for up to $200.00 and 4.60 for up to $300.00.  Insurance is manditory for more expensive items. 

      Return Policy
          o Items are accepted within 2 weeks of shipment date.  Must be returned in similar material used by me to send(bubble wrap envelope).  Buyer responsible for return S/H and insurance if required.