I prefer payment via PayPal but will accept money order or check, but will wait 10 days for the check to clear.  Payment should be made within 10 days of auction end. Item will be shipped within 3 days of receipt of payment.  I try to describe goods to the best of my ability but, if there is a problem, please contact me immediately for resolution.  Insurance is optional and, although I pack carefully, no refunds will be made for items that are damaged in shipping if they are not insured.