I prefer Pay Pal. Payment to be made in 3 days of auction end. I also accept POSTAL money orders received before 7 days of auction end or I reserve the right to re-list the item and leave negative feedback. Insurance is now optional but Delivery Confirmation is Required at .65 cents per invoice, not item. All sales are final, I describe and picture exactly the item you are bidding on.  And as always, I discount S&H on multi auctions won online and in my NEW STORE !  Thanks! :>)