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A better credit report =
Lower interest rates for:
Home Mortgage
Car Loans
Credit Cards
Home Improvement
Many consumers are under the impression there is nothing that can be done to alter the information on their credit reports. Thankfully, this is not true. Federal law gives you the right to assure that the information on your credit reports is 100% correct. You are ultimately responsible for assuring that your credit reports accurately represent your behavior as a consumer.
The Fair Credit Reporting Act (FCRA) gives you the right to contact credit bureaus directly and dispute items on your credit reports. You can dispute any and all items that you feel classify as inaccurate, untimely, misleading or unverifiable (questionable items). If the bureaus cannot verify that the information on their reports is indeed correct, then those items must be deleted.
Disputing items on your credit report should be easy, but many consumers give up before they ever see results. Most don't take time to learn the relevant consumer protection statutes or formulate a statute-based plan of attack, and their quest for credit justice ends in frustration.
That is where YOUR CREDIT comes in! For a one time fee we apply persistant proven methods for disputing negative information!
Don't be fooled by other promise all get nothing sites!
This is straight forward honest approach that we will use to improve your credit!
How it Works
Below is the detailed process of how YOUR CREDIT will accomplish improving your credit report information. Keep in mind that the credit reporting agencies have a full 30 days to investigate and review each item we challenge. Although you should see some results within the first 30-45 days after we initiate the process with them, you should expect the entire process to be completed within 4-5 months. Unfortunatly there are no quick fixes with the credit reporting agencies and any other service that suggests otherwise is misleading.
Here's how it works
Step 1) Purchase this service!
Step 2) You will then receive the YOUR CREDIT packet in the mail.
Step 3) This packet will contain all the detailed information you need to obtain your credit report from the 3 major credit reporting agencies.
Step 4) Using the enclosed return envelope you will return copies of each of these reports once you receive them along with the YOUR CREDIT form allowing our team to work with these agencies on your behalf.
Step 5) A specialist will review all 3 reports and determine the best plan to improve your credit.
Step 6) We will then begin contacting all 3 credit reporting agencies to dispute negative items.
Step 7) We will send you a detailed report of what we have initiated with the reporting agencies along with suggestions for items we feel will need your attention.
Step 8) At this time, all initial work has been completed and the credit reporting agencies begin their auditing and verification process. (By law they are allowed about 30 days to complete this process.)
Step 9) As the results of their investigation and new credit report will be returned directly to you, forward those results to YOUR CREDIT.
Step 10) YOUR CREDIT will then analyze the new reports and should there be negative items remaining we will make another attempt to contact the credit reporting agencies using other methods available to us by law.
At this point we repeat steps 9 and 10 one more time. Making up to 3 separate attempts to resolve any remaining issues. After this process is complete we will send you a detailed report of what we completed on your behalf.
Getting results from the credit bureaus is amazingly difficult, complex, and infuriating. It is not a coincidence that the Federal Trade Commission receives more complaints against credit bureaus than any other type of business. Remember, the credit bureaus are primarily interested in protecting their profits. Investigating your challenge consumes that profit. The credit bureaus seem to do everything in their power to discourage consumers from making progress in their restoration efforts.
Given some experience and study, you could do some of what our staff does. However, most people choose to utilize a credit correction company to represent them because we understand this complex system better.
Also, a major factor to consider is the amount of time and follow-up required to coordinate disputes with all 3 credit reporting agencies!
You get all YOUR CREDIT services for the one time fee of
$295.00 per individual!
This is a bargin compared to what you can save by having a better credit report!
Click on the Buy Now button and let us start working for your credit repair now!
For more information please visit our website at http://www.yourcredit.us.com