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Hi, I'm Nancy Oram. I've worked from home for many years in a variety of home-based businesses, but nothing I've done has created the income I make as a Notary Loan Signing Agent.
About six years ago my son-in-law was working for a major lender and told me I ought to become a signing agent. I had no idea what one was. He told me they were paid $150 per signing, which took less than an hour. I was already working from home as a legal transcriber, so it sounded like a good add-on and I listened to him. He told me basically all I needed to do was become a Notary Public and then start notarizing loan packages, and the sooner I did, the sooner I could start making money. I had no idea what a loan package involved.
How I became a Signing Agent and Started a New Career
Within nine months I purchased a car and a house.
The first step was to become a Notary for the State of California. That took about three weeks, from signing up for a class (which you can just take online now), to receiving my commission and official stamp. During that time my son-in-law kept asking if I had my commission yet. I kept thinking of all the assignments I would get through him :).
Okay, so now that I was legally authorized to notarize documents, my son-in-law changed jobs and was no longer positioned to give me work. However, soon after that he was at a title company to sign his own closing papers on a house, and he recommended me to the title officer. "Do you need signing agents? My mother-in-law does that." Well, they needed me the next morning. "Thanks, Carlos, I think !" I had yet to notarize my first document, let alone loan packages. HELP!
"Okay, Carlos, how do I do this?!" He brought over his own loan papers, and we did pretend signings for about an hour. Next morning I had my first assignment. It took one and one-half hours. If I had known what I was doing, that signing would have taken me twenty minutes.
I'm telling you my own story so you can see how fast you can get started. I had a lot to learn, and fortunately that title officer was willing to check my work for awhile to save us both disaster. Since I had no background whatsoever in the industry, I took a class for signing agents as soon as I could locate one. I also asked lots of questions, and absorbed all I could from people I met in the industry. I was in business!
I don't recommend doing it this way. I made lots of mistakes that other title companies would not have tolerated.
Once I felt confident in what I was doing, I loved it. I did signings at title companies inhouse when they were swamped, and I was sent out to homes and offices for people who wanted to sign at their convenience. I started in October, and in January I was able to buy a car that was better suited to my new mobile business. At the end of May we moved out of our rented duplex and into a new home.
In the last six years I've taught many other Notaries how to do what I do, but through good training from the start.
And while it's true I made much more than I had ever made before, and with just part-time hours, it's also true that there are dips in business that you need to plan for ahead of time by having another source of income, or by saving from the good months for a rainy day.
The Best Way to Become a Notary Signing Agent
Get Your Training and Confidence From the Start
The best way to become a signing agent is to:
1. Become a Notary Public in your state.
2. Take a course to become a signing agent.
Here are some important facts most people don't know:
~Not all states allow Notaries Public to do loan signings. There are a few states where signing agents must be attorneys. Before you start training for this career, make sure it's legal in your state.
~You don't have to be a certified loan signing agent to notarize loan documents. You don't even have to be trained, as illustrated by how I started out. But you do have to be a commissioned Notary Public.
It can sound confusing, but think of it this way: Notaries Public are commissioned by their state to notarize documents. They can choose to notarize loan packages. In order to do this, title companies would like you to know what you're doing, so it's good to take a class. When you take a class, you may receive a certificate stating that you have satisfactorily completed the course. Then you are a Notary Public who is also a certified loan signing agent.
Many course vendors would like you to think you MUST take a course, preferably theirs, and that you MUST be certified as well. They usually charge more for a test and certification. In all my years of performing signings, not one title officer has asked for proof of certification, or even if I had taken a course. But they did expect me to know what I was doing, and to do it professionally.
Six years ago the industry was CRAZY BUSY, which is probably why I was able to come in inexperienced and untrained. So what's happened since that time? It slowed down, the signing agents, especially the poor ones, have jumped ship and moved on. The good ones have stayed on with steady assignments and good, loyal clients.
The industry is getting hot again, and there's always room for good Notary Signing Agents. That could be you!
Well, that's my story. If you're looking for a solid home-based career you might want to consider becoming a Notary Loan Signing Agent. This easy-to-learn career could be a solution for you, just as it was for me.
Learning how to notarize loan documents is quickly mastered with my home-study course. I'm a certified instructor and this course was developed as a result of teaching loan agents one-on-one. It's written as if I'm right there beside you, coaching you all the way. Everything you need to know to become a loan signing agent is explained in detail. A complete set of sample loan documents is included to practice on. After studying the manual, you'll take the open-book test that's included with the course to become a certified loan signing agent.
Also included in the course is a complete guide to starting your Mobile Notary Loan Signing Service. I don't tell you how to sign up with signing services, I tell you how to bypass the signing services, and keep the entire fee. You earned it!
Notary Loan Signing Agent
Certification Training Course
Independent study at your convenience!
What You'll Receive
Complete certified training in the convenience of your home written and developed by an experienced and certified instructor (me).
Open-book final exam with no extra exam fee.
Frameable certificate upon completion.
All the sample documents you need to practice with, plus exactly how to explain them to the signer.
Step-by-step guidance of exactly what to do and say while performing a signing.
Step-by-step instructions of how to start your business.
Information about a little-known tax exemption available only to Notaries Public.
How to get paying jobs when you don’t yet have any experience.
How to bypass the signing agencies and go straight to the industries that need you at top dollar.
How to earn your edge over the competition.
The best ways to develop repeat business -- and much, much more!!
$89.99(Printing/Binding/Shipping) for the SPIRAL BOUND VERSION
Some additional details: This course is available as a SPIRAL-BOUND COURSE MANUAL you hold in your hands, designed to lay flat for easy studying. The course contains 180 pages, plus a final exam. There is no extra fee for your actual certificate. Certification is backed by CNSA, Certified Notary Signing Agents, and the author/developer of this course is a certified instructor.
PLEASE NOTE: You don't have to be a Notary Public to train for this career and become certified, so you can start the course immediately. However, you do need to become a Notary Public before you can actually perform notarized loan signings. Becoming a Notary Public for your state is independent of this course.Also, most states allow loan signing agents to assist in closing loans, but not all of them do. Before you order this course, be sure to check and see if your state allows loan signing agents to assist in closing loans.
Go to my website (ask me about it) for instructions on how to become a Notary Public in every state. Most states allow you to start that process online IMMEDIATELY.
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