Buyer pays actual shipping, handling and insurance. Will accept Pay-Pal, Money order, Cashiers check and personal check. Payment must be received within 5 days of close of auction or item will be returned to inventory. We are not experts, however we try to describe every item honestly and thoroughly. Please remember that we are selling used items (unless otherwise stated), but we try to sell only good quality merchandise. Please ask any questions you have BEFORE bidding. Insurance is optional.