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Why Stewart Title?    Answer: Stability, Service, and Strength for 116 years

In the case of some companies, the amount of time they’ve been around speaks mainly to the fact that they’ve been around for that long. With Stewart Title, it’s different. Not that they don’t have a long proud history. The company began in 1893 when Maco Stewart opened for business in a small building in Galveston, Texas. Over the years they’ve gone on to expand not only across the country, but around the world.

The difference between Stewart and other title companies with a long history is that the narrative of the company is in large part still the story of Maco Stewart. They’ve been family run throughout a stellar 115-year history, which is of great benefit to you and other customers. It means Stewart Title has a vested interest in looking at things for the long term. It also means that the wisdom and experience gained from one generation has been passed down to the next and applied to the work they do for you. And no matter how big the company becomes, the management of Stewart Title will always run the company to ensure it’s passed on to the next generation stronger than it was before. Of course, not everyone who works for Stewart is literally a member of the same family, but it sure feels that way in their offices.

Throughout the 116-year history of the company, their conservatism has enabled them to survive the ups and downs of the real estate market and continuously provide the security and peace of mind people need and deserve from their title company. Statutory policyholders' surplus has grown for an unprecedented 33 consecutive years through 2007. Stewart underwent a major reorganization during the real estate market downturn of 2008 that has enabled them to become even stronger and more focused on a renewed goal of continued and sustained surplus growth.

Additionally, Stewart has the lowest debt to equity ratio of the top three title insurance companies. Their lower debt means they have more flexibility with cash flow. So they spend less time concentrating on debt and more on running a successful business. So you can rest assured that Stewart is well prepared to cover any claims that may arise. Your Title Insurance policy is secure with them.

They’re not the only ones with confidence in their financial strength. Stewart's financial performance has been affirmed by some of the country’s most respected financial analysis firms.

Stewart Title Guaranty Company (STGC) and Stewart Title Insurance Company (STIC) have received an 'A-' Insurer Financial Strength (IFS) rating from Fitch Ratings Ltd,* one of the largest Nationally Recognized Statistical Rating Organizations. Stewart's underwriters are the first to receive a 2009 rating from Fitch. And in the most recent financial stability rating from Demotech Inc., Stewart was given an A’’ (A “double prime”)^** which, according to Demotech means, “Regardless of the severity of a general economic downturn or deterioration in the insurance cycle, underwriters earning a Financial Stability Rating of A’’ possess unsurpassed financial stability related to maintaining positive surplus as regards policyholders.”

Taken all together, this information simply serves to reinforce the simple truth that working with Stewart provides you with peace of mind.

*Source: Fitch Ratings, March 11, 2009
**Source: Demotech Ratings, December 3, 2008