I accept payments through Paypal, money orders or cashier's check. No checks. Insurance is optional, but highly recommended. Uninsured items are not protected against loss or damage! Most items mail within 2-5 business days of payment barring unforeseen delays. Payment is expected within 3 days if using Paypal and 7 days if mailing payment. Please email within 3 days of auction end to let us know if you will be mailing payment. International bidders must email for total with International s/h.