this is a keeper for all you Paul Young fans..Oh Girl....this is a promotional cd only not for sale at your favorite music store, so your not going to find this cd just anywhere so get while you can... insurance is optional, if you buy breakable items and don't buy insurance there will be no refunds...any questions please ask and check out my other items and store, i post new items almost daily with great prices, i get my items from auctions, flea markets, yardsales and best of all from family and friends, so add me to your favorites and check back with me every now and then, always a wide variety and if your looking for something special, let me know and i will keep my eyes open for your item, thankyou for your time..Miss Dolly....