Payment must be received within 3 days of auction end.   I ship once pay pal has been received or your check clears the bank.  Paypal preferred.  Currently I do not have a return policy - but my desire is that you be happy with your purchase.   If you have any concerns with the item you purchase, please contact me so that we can work out a solution.   In most cases a refund can be given, but return shipping will be at your expense.   Thank you.