Subject-To Real Estate Investing Course With Mentoring!

Oh, no!  I've gone and done it now!  For weeks I have been trying to figure out a way to teach how to buy real estate "subject-to" the existing financing.  A lot of what is on the market is either a very high percentage of fluff, extremely complex to work, or both.  And EVERYTHING on the market is EXPENSIVE.  Could I really take something like a subject-to transaction and make it inexpensive to learn, easy to understand, and remove the fluff to get right down to the pure nuts and bolts?  Well, I did it.  But I had to first make some changes with the process that I felt were either unnecesary, overly complex, or outright unethical.  What was the result?  Subject-to made simple!

Who is this Course for?  It's for people who WISH they could afford to buy one of those subject-to seminars but can't.  It's for those curious auction-watchers who want an affordable look at this seemingly mysterious concept without having to fork over hundreds of dollars.  It's for purchasers of some of those books and tapes who still have no idea about how to work this business, because those books and tapes have left them more confused than when they started.  It's for anyone who is already in this business but who want a few different twists that they have never seen before.  In other words, it is for anyone who wants a way to make money in real estate with little cash (just a few dollars in recording and notary fees) and no credit checks.

I never desired to get involved in subject-to, because I have been focusing my investing career on flipping with nonexclusive Options and Lease Options.  My current Mentoring students will tell you that I am the No Penny Down guy.  lol  I never pay one red cent to do a deal.  I would never get involved with subject-to unless I could structure those deals the same way.  I also structure things so I can back out of any deal in 30 days for any reason or for no reason at all.  Could I really figure out a way to effectively structure a subject-to deal with the same ability to back out?  Read on.

I always thought the motivation required to get Sellers to sign over the Deed while keeping the loan in their own names was too much to make subject-to a viable way for the average person to buy real estate consistently.  That was until recently when I figured out the right psychological tool to use.  My extensive background in Lease Options helped me to come up with a powerful approach to use with Sellers.  I tweaked this with a way to back out of the deal (effectively eliminating much of the risk involved) and also found a way to waive the one part of the transaction that scares away most of the Sellers (the Land Trust).  Now, none of this is difficult to figure out.  In fact, maybe others have come to the same conclusions and formulated many of the same ideas.  But when you add every one of these simple ideas together, you have an effective cookie-cutter technique that easy to understand and implement for the average investor.

The first thing I did was research the Due On Sale Clause.  Almost every subject-to GURU teaches to use a Land Trust to avoid triggering this.  Well, first of all, if you have been told that a Land Trust legally avoids the Due On Sale, then you have been misled.  Unless the Owner of the property is putting the property in a Trust for his/her OWN estate purposes, it DOES NOT circumvent the Due On Sale.  What it DOES do is make it difficult for a lender to know the property has been sold, but is that really even necessary?  Lenders are not interested in calling the note due as long as the payments are current.  So, why go to such extremes to avoid an alligator that has no teeth?  Some seminar speakers even teach to make the Seller the beneficiary of the Trust and to send letters on the Seller's behalf to the bank and insurance company stating that the property was put in a Trust for estate purposes and to send all further mailings to the "property manager," who turns out to be the cleverly-disguised new Buyer.  They think this makes everything cool at the time, and then they transfer the beneficiary interest after the letters are mailed.  Needless to say, I strongly suggest against this subterfuge.  You should never deceive the lender or anyone else.

If you have to lie in any real estate dealing, then I feel that you are doing something wrong.  You should always disclose to all parties in any transaction.  The first thing I did in my subject-to research was to eliminate the Land Trust.  Now, granted, a Land Trust does provide a level of asset protection (hides assets from prying eyes who may decide not to sue if they can't find anything to sue for), and it's legal to hide assets BEFORE you are sued, but a Corporation can actually provide some level of the same personal protection if used properly.  The number one objection a Seller is going to have with a subject-to transaction is going to be concerning the Trust.  What I have learned with Lease Options is that if the Seller doesn't understand the Contracts you use, it significantly hampers your ability to get a "yes."  The same holds true for subject-to.  No one understands the wording of a Land Trust except attorneys, and even some of them are confused!  Likewise, if the Seller has a question about a specific clause or statement in a traditional Land Trust, we are not likely to be able to answer it.  Do you think most Sellers will sign something that they don't fully understand?  Sure, it happens.  It happens every day.  But you can substantially increase your chances of getting your offer accepted if you throw away that document filled with pages and pages of legalese and choose a much easier approach instead.

Some GURUs teach to use a Bill Of Sale and pay a token sum for all the personal property in the home.  Then they go ahead and sell that personal property immediately.  Not that there is anything wrong with this approach; however, from an ethical standpoint, I prefer to include all such property in the Purchase And Sale Agreement, and if that means the Seller gets some cash out of the deal, then so be it.  In fact, if you use my method, you can do deals and make a lot of money without having to steal homes.  You can pay Sellers their equity and still not come out-of-pocket.  You can also split that equity 50/50 with Sellers who are in preforeclosure (giving you an advantage over most, if not all, of your competitors) and do so with zero cash out-of-pocket.  On top of that, you'll never need partners or ever have your credit checked.

The information and Contracts are delivered in an e-mail.  It is not an e-book.  There is no fluff.  I get right to the point and include every Contract and form you will need to BUY property subject-to.  As far as selling goes, there are many different ways to do that, and I firmly believe Lease Options are the best route to go.  You can easily find plenty of information and Courses on Lease Options.  I do not go over the selling part in this e-mail. What I do cover is the subject-to transaction in step-by-step detail, including my new approaches.  It is likely to be the best money you have ever spent in real estate.  The Contracts are sent via e-mail in Microsoft Word attachments.  I fully explain them, and they are very simple (so as not to intimidate a Seller).  If you do things my way, you will pay almost nothing out of your pocket for any property, you will never lie or deceive anyone, you will be able to back out if you can't find a Buyer quickly, and your Sellers will just have to be adequately motivated (not desperate or stupid) to sign with you.  You don't have to pay hundreds of dollars to get into this business.  You don't have to be confused about what to do or how to do it.  You don't have to lie to anyone or take advantage of anyone, and you will be able to hold your head up high and sleep at night.  Best of all, you will feel, act, and perform like a truly knowledgeable professional.  That alone will place you ahead of much of your competition.

P.S.  If you reside in California, you will need a copy of a Grant Deed.  You can get a copy free for your personal use at many places on the Net (just do a search).  California also has a law concerning properties in foreclosure that are the Seller's primary home.  You should check with your state officials for details concerning this law before making any offers on preforeclosure properties in California. 

You will receive a concise, no fluff, step-by-step e-mail on how to BUY property subject-to the existing financing, including all the appropriate Contracts and forms, and will also get to see my different ideas and how it all fits together to form one heck of a powerful way to buy real estate with no cash, credit, or even a job.  While a portion of your purchase is sent via e-mail, you are actually paying for and receiving a full year of personal Mentoring and coaching through all of your real estate transactions.  If you have any questions at all before you buy, e-mail me, or feel free to call me at 706-566-6889.  Best Riche$ to you!

NOW AVAILABLE IN NORTH CAROLINA!

NOTE:  Due to the highly sensitive and confidential nature of the information revealed in this Course, no refunds will be given.  This is to prevent the tire-kickers who just want to see my secrets and then request their money back from doing so.  I don't sell outdated re-hashed information like most of the Courses on the market.  Most of what I teach is completely original and unique and can be found nowhere else.  These are not boilerplate Contracts with bad margins that look like they came out of a seminar workbook.  A great deal of time and money went into perfecting them.  Once received, no refunds can be given.  And it goes without saying as to the value of the personalized Mentoring, which is always done by yours truly.  Read my Feedback, and rest assured that everything I sell is just as I describe it.  You can bid with complete confidence.