We accept personal checks, money orders and paypal. Please resolve questions BEFORE bidding.  Paypal payments must be from CONFIRMED addresses only.  Payment must be received within 10 days of auction end.  We try to honestly describe all of our items but if you feel that an item was not represented accurately, please contact us via email within 2 days of receiving purchase to request a refund.   Insurance is optional and based on the purchase price and actual USPS costs.