Payment is to be made within 9 days or I will file a dispute and appropriate feedback will be left. All items are from a NON SMOKING HOME. I do have pets, but my items are kept separate from them. Canada please add $2.00 to the posted shipping price. I do not require insurance, however once this leaves my hands the post office is responsible. It is up to the buyer to buy insurance. All sales FINAL, so please bid wisely.