Sold as is, no returns. Seller is not liable for loss if not insured. $1.65 insurance covers up to $50. Delivery confirmation included and emailed to you.  Payment is required within 7 days after the auction closes.  Payments via:  PayPal (preferred), money order, or cashiers check ONLY.  Complete check-out on eBay if paying by mail.  Ships immediately once paid. I will give feedback.  Yes, I combine items to save $.  Contact me with any questions.  Thanks!