Insurance Recommended.  We are not responsible for lost items that are not insured. Pay with Pay Pal, Credit Card, Money Order, or cash COD. A COD has an extra charge of $7.00. Returns accepted only if returned with the original tag attached. Return freight is buyers responsibility. Canada is an extra $2.00 for a hat and Europe is an extra $4.00. NO FOREIGN MONEY ORDERS ACCEPTED EVEN IF IN US FUNDS. ONLY MONEY ORDERS DRAWN ON U.S. ACCOUNTS ACCEPTED.