Time Is Money: A Million-dollar Investment Plan For Tod - eBay (item 220492984268 end time Nov-09-09 08:14:56 PST)


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Item specifics - Nonfiction Books

Author:	Frances Leonard	Publisher:	Basic Books
ISBN-10:	0201409623	Subject:	Business & Economics
ISBN-13:	9780201409628	Topic:	--
Format:	Paperback	Language:	English
Publication Year:	1995	Condition:	Like New
Special Attributes:	--

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Detailed item info

Size
Length:	320 pages
Height:	8.3 in.
Width:	5.3 in.
Thickness:	0.8 in.
Weight:	12.8 oz.

Publisher's Note
If you are under thirty-five you have at your disposal the world's most powerful investment tool--time. Today's 20-year-old can put aside $71 a month and retire a millionaire. At 26, the magic number is a mere $130. At 35, sock away $324. Frances Leonard's easy Four-Step program shows you how to use your youth and the miracle of compounding to put aside a few dollars now so that you won't have to worry about retirement for the rest of your life. Of course, putting aside any amount of money in your twenties and thirties is a drag. That's why the Four-Step program is designed to reward you well throughout life. Start now, and you'll not only retire a millionaire you'll also have thousands of dollars over the years to spend on fun stuff while you're still young enough to enjoy it. Written specifically for the financially naive, Time Is Money provides the solid, straightforward information you need to radically change your financial future for the better--without sacrificing every dollar today.
Industry reviews
Leonard, a lawyer, lecturer, and writer (Money and the Mature Woman, LJ 2/15/93), writes a paean to "the miracle of compounding interest." He tells how persons aged 35 or younger can become millionaires by investing monthly in stock mutual funds and offers statistics to show that over the last decades the stock market has gained on the average more than ten percent a year despite recessions and downturns. Those over 35 are virtually ignored here, because it is too late for compounding to produce a million dollars for them unless they are already well-to-do. Leonard's afterword for parents, etc., encourages them to get their offspring into such a program, even if the parents must start the account themselves. Although the investment program suggested is mathematically possible, it does not take into account layoffs, illness, and divorce, which can interfere with making monthly investments over the 40 or so years required. Still, this is a worthwhile book for public libraries. Sue McKimm, Cuyahoga Cty. P.L., Parma, Ohio Breitman Leonard, author of Women & Money, has written an upbeat financial-advice book for people in their 20s and 30s. Rather than attempting to account for every imaginable financial disaster, Leonard wisely focuses on one key issue accumulating as much money for retirement as possible. Aided by very convincing statistics, she shows the importance of saving early: someone who invests $96 every month, starting at age 23, in an investment that earns an average of 10% annually, would accumulate a million dollars by the time he or she reaches age 67;on the other hand, if someone doesn't begin saving until he or she is age 42, that person would have to save $677 every month in order to have saved a million dollars at age 67. Leonard introduces an easy-to-understand four-step program to achieve this goal. These ``steps to a fortune'' include figuring out how much money you can set aside regularly; finding an investment that earns 10%-12% interest; using a tax-deferred account such as a 401(k) plan; protecting your money against inflation and against the unexpected. Other chapters on the stock market, mutual funds, pension plans and other aspects of financial planning are also included. Probably most helpful to the many overspenders in the audience will be the section on managing debt and making the most of credit. Leonard's easy-going writing style with humorous quips should appeal to the intended readers. (Jan.) Bernstein

Product Category : Books
ISBN : 0201409623
Title : Time Is Money: A Million-dollar Investment Plan For Today's Twenty- And Thirty-somethings
EAN : 9780201409628
Authors : Frances Leonard
Binding : Paperback
Publisher : Basic Books
Publication Date : 1995-12-20
Pages : 336
List Price (MSRP) : 14.00
Height : 0.9000 inches
Width : 5.3700 inches
Length : 8.2500 inches
Weight : 0.8400 pounds
Keywords : Public Finance, General, General AAS, Financial Planning, Paperback, Printed Books
Condition : Like New

Excellent Condition.
Seller SKU: mon0000124736

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